Altoona, IA 50009 | MAP, 8020 Arco Corporate Dr, Suite 310 His expertise includes identifying and implementing general IT systems, applications, and business controls in conjunction with external compliance audits. Though this process may require some time and resources, it’s important to know that it eliminates many common vulnerabilities within your infrastructure. Does your company have a Merchant ID? 2450 St Rose Pkwy Our LightEdge facilities are more advanced than traditional data centers. Michael is currently the Director of Compliance at LightEdge, helping to establish, maintain and, enforce the information security policies and procedures that keep LightEdge customers protected at all times. However, if you prefer to keep customers on your site for the checkout, tools do exist to minimize your risk. If a company processes, stores, or transmits payment cardholder data then they must adhere to the the PCI DSS (Payment Card Industry Data Security Standard) standards. The right point of sale system will change your business. ©2020 Merchant Broker Inc. All rights reserved. We highly recommend using only companies appearing on this list; if the QSA is not on this list, it means it’s not an official QSA. To reduce what your company needs to do to stay PCI compliant, you can choose a payment processor and shopping cart software provider that offers their own hosted checkout pages. PCI compliance may seem like an arcane art if you’re a small merchant, but you ignore it at your peril. This is the purpose of PCI DSS — and every retailer is required to comply.. But if the company is PCI compliant and it can prove it has the policies in place that it told the PCI compliant survey it had in place, then fines can be reduced. Companies that follow and achieve the Payment Card Industry Data Security Standards (PCI DSS) are considered to be PCI compliant. According to the 2018 Cost of Data Breach Study published by IBM and the Ponemon Institute, the global average cost of a data breach is $3.86 million, up 6.4 percent from last year. However, it does not mean they can ignore the PCI DSS. I will start with the basics. No matter how limited your resources, how overwhelming the amount of data you need to monitor, or how confusing you find the entire process, you must be you must be vigilant to maintain PCI DSS standards year-round. All major QSAs will automatically notify you if you don’t pass the quarterly scan, and support you through the resolution process. A lot of companies, from small businesses to Fortune 500s, have to deal with the Payment Card Industry Data Security Standard (PCI DSS). We have a wide range of colocation and disaster recovery solutions delivering advanced shared infrastructure designed to enable operational and financial efficiency, reducing the burden on your IT staff. The IT scan is conducted quarterly; keep in mind that once your business passes the initial scan, you must maintain your compliant status on an ongoing basis. It isnt just something that you can ignore. Search for specific service providers using a variety of filters. Austin, TX 78741 | MAP, 7000-B Burleson Rd, Suite 400 You can search by Company Name, Validation Type, Location Country and State, Region of Operation, Services, Assessor or Validation date range. Security & Compliance Professional Services. Henderson, Nevada What is PCI Compliance? The first thing you need to do is to understand why it’s important and what’s involved; then, all it really takes is 3 simple steps actually become PCI Compliant. And we’re here to help you do that! Merchant Broker PCI Recognized Laboratories are organizations that have been approved by the Council to conduct security evaluations on a range of product types, both hardware and software. LightEdge also regularly tests our security systems and processes. This is a 4.8 percent increase from 2017. Simply contact the QSA (Quality Security Assessor) who performed your PCI compliance program, and request the certificate. It’s best to avoid these fines and challenges simply by being PCI compliant. Michael has eleven years of information systems, IT, consulting, and compliance experience. PCI DSS is considered to be one of the essential components to security compliance. Your payment provider should have your status of compliance noted in your merchant profile. Q9: My business has multiple locations, is each location required to validate PCI compliance? PCI DSS compliance must be validated every 12 months. Your PCI compliance status can be confusing if your company enrolls in the PCI compliance program, but doesn’t complete the evaluation. I will start with the basics. It may cut down on their risk exposure and consequently reduce the effort to validate compliance. Are you curious how your current provider stacks up? Austin, TX 78744 | MAP, 1435 Northridge Cir Any company that processes, stores or transmits credit card information must be PCI compliant. Assessing and validating PCI compliance usually happens once a year, but PCI compliance is not a one-time event — it’s a continuous and substantial effort of assessment and remediation. Oftentimes a company conducts the PCI compliance tests and successfully passes, and yet their compliance certificate is simply not on file. We tell you how to find it. Keeping criminals out and preventing a security breach are positive things! Lastly, it is important to note that while you are required to be in compliance with PCI DSS regulations, PCI compliance does not guarantee you will not experience a cardholder data breach. 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